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Grants To Pay Medical Bills

Paying for medical care can put a huge financial strain on families. These grants to pay medical bills can save families thousands of dollars. 


If you have a medically complex child, or a child with a disability, you know the medical bills can be all too overwhelming. Some states have amazing medicaid programs for medically complex children, but if you're not able to access one of those, then the bills can often times feel crippling. Luckily, there are several grants out there that help families pay off medical bills. These some of these grants don't even need to be specific to a disability or long term illness. Some of these grants even help with the random broken arm from your otherwise healthy child. 


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United Healthcare Children's Foundation:

The United Healthcare Children's Foundation grant is a true lifesaver. This grant can be used for any of your children at anytime. The major caveats are that you have to make under a certain income limit (though that limit is rather high and increases with the more children you have), and you have to have private insurance through any insurance company, not just United Healthcare. Meaning, our family has Cigna insurance through my husband's work, and we can still access this grant through United Healthcare. 


This grant will provide $10,000 in grant money over a child's life up to age 18, but will only give you up to $5,000 per year. I've seen families use this money for hearing aides, diabetes supplies, and we've personally used it to pay physical therapy bills several years ago. It will also backdate and pay past medical bills as long as they've occurred within the last six months. For more information you can visit their site here. 


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The Healthwell Foundation:

This foundation aims to help both children and adults with more disease base illnesses. There are grants available for different types of Leukemia, Cystic Fibrosis, and other cancers and illnesses. Average grants are about $3,000 and there is an enrollment process with income restrictions. For this grant you need to have some form of health insurance, but unlike the United Healthcare Children's Foundation, this includes medicaid, medicare, etc... They also have income restrictions, but again, they're very high. You can find all the information about this program here. 

They even have grant money available to help pay bills as a result of covid-19!


Firsthand Foundation:

This foundation is a bit more restrictive than the other ones previously mentioned. This will provide help with medical related travel, vehicle modifications, and other medical procedures, therapies, mobility equipment, etc... The have income restrictions that are much lower than other grant programs, and you cannot have any insurance coverage for the situation that you're trying to get covered. They will award up to three grants from the time a child is 0-18, but is limited to one grant per year. You can see all their eligibility requirements here. 


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Giving Angles Foundation:

This foundation will award a one time $500 grant to families that make under $50,000 per year, and grants are awarded on a case by case basis. They serve individuals 21 and under, and will give funds for life-changing equipment, medical supplies, essential family bills, specialized camps, and therapeutic toys. You can see all of their information here. 


This list is in no way an inclusive list, but I felt like these four options were the best low hanging fruit that would provide the easiest form of help to the widest variety of individuals. An internet search could help you find so many grants that are specific to your area and your child's diagnosis, such as grants for hearing aids, communication devices, autism support, and more. If I have missed out on a grant program that you know of that you really love, please share information in the comments below!


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